This Cute Pet

Purchasing insurance for your pet.

Because you may consider your pet to be a family member or you just want the added security, health insurance for your pet may be an option that you have considered.

Here are some things to consider in your decision.


1. Be sure that the rate of the policy related to the age of your pet.
2. Check to see what the policy is on preexisting conditions if they are an issue.
3. Be sure that the policy covers the cost of routine care such as vaccinations if that is what you are purchasing it for.
4. Do you need coverage for spaying or neutering?
5. Double check to see what specific disorders are excluded from coverage.
6. Make sure that you take note of the added requirements such as that your pet be kept inside at all times.
7. Like any other kind of insurance, there will be a deductible.
8. Make sure that your veterinarian or clinics is one that you can use.
9. Who has the final say about whether or not a procedure is necessary or will be covered? Is it the vet or the insurance company?
10. Buy the level of coverage you really need. Keep in mind that this is a pet.



Reference: "Pet Health Insurance" Cat Watch, Cornell University College of Vet Med., July 2001